Current Loan Rates

 

* Listed rates are valid as of August 28, 2012

A+ Paper (730 & Above)
Year of Vehicle
APR *
2007/2013
Between 3.99% - 6.50%
2006 & Older
Between 8.99% - 9.25%

A Paper (680 - 729)
Year of Vehicle
APR *
2007/2013
Between 3.99% - 6.50%
2006 & Older
Between 8.99% - 9.25%

B Paper (640 - 679)
Year of Vehicle
APR *
2007/2013
Between 4.25% - 6.50%
2006 & Older
Between 9.25% - 9.50%

C Paper (600 - 639)
Year of Vehicle
APR *
2006/2013
Between 7.00% - 10.50%

D Paper (550 - 599)
Year of Vehicle
APR *
2006/2013
Between 15.50% - 18.00%

E Paper (549 & Below)
Year of Vehicle
APR *
2006/2013
18.00%

*Rates are for 2006 up to 2013 vehicles only. Rate determined by credit score for qualifying.

D & E paper on vehicle loans limit the terms to 48 months and possible 60 months only if the member has put a down payment of 20% of the purchase price, job stability and payroll deduction.

Unsecured Signature Loans
PAPER
APR *
A+ Paper
10.90%
A Paper
10.90%
B Paper
11.00%
C Paper
17.50%
D Paper
18.00%
E Paper
N/A

A+, A and B paper terms up to 48 months. C & D paper limited to a maximum term of 36 months.

Late Charges: If you are 7 days or more late in making a payment, you will pay a late charge of 20% of the interest due or a minimum of $25.00.

All rates are subject to change.
Rates are based on the applicant's credit score. 
* APR = Annual Percentage Rate