MasterCard Gold


Like all of our MasterCard programs, there is no annual fee.  The current fixed rate for MasterCard Gold cards is 11.90% with a maximum credit limit of $15,000.  To qualify, applicants must earn $30,000 or more a year, have a satisfactory credit rating and be currently employed by the same company for at least one year.

We offer immediate increases in your line of credit (to those who qualify) and one day service on replacement cards.

Facts At A Glance

Annual Fee: $0.00
Current Fixed Rate: 11 .90%
Maximum Credit Limit: $15,000

Late Payment Fee: $20.00

To sign up stop by the Credit Union on the DSC Daytona Beach Campus, Building 300, Room 123.

Access Your MasterCard Account Online!

Now you can get your account information online including:

  • Your account balance
  • Available credit
  • Amount and date of your last payment
  • Minimum payment amount and the next due date
  • Last statement date
  • Cash advance limit
  • Transactions posted since your last statement
  • Payment address information
  • Instructions and forms for handling disputed charges

Go to to check your account information.